Beat the Crunch!
Help & Advice
Worried about Debts? Losing your Home? Out of work?

Don't despair – there IS help out there. Here's how to find the right advice for YOU.

National Debtline – call free on 0808 808 4000, or visit www.nationalhelpline.co.uk where you can
download help-packs, fact sheets and sample letters.

Free Legal Advice – worried about tax credits or benefits? Being treated unfairly at work? You can
get free legal advice from Community Legal Services by calling 0845 345 4 345. They can also put
you in touch with local legal advisers. www.communitylegaladvice.org.uk

Help with Housing – Get free advice from Shelter, the housing and homelessness charity, by calling
0808 800 4444. Get help if your mortgage is in arrears, are facing eviction, or want to prevent court
action. http://england.shelter.org.uk

Free Tax Advice – TaxAid helps people who can’t afford a professional tax adviser. Independent
and confidential service. Call their helpline on 0845 120 3779. www.taxaid.org.uk

Citizens Advice Bureau –free & confidential advice to help you tackle legal, money and other
worries. Visit them behind the Morrisons in town (96 Pavillion Way, St. George Barrack) on Mondays,
Tuesday, Thursdays and Fridays, or at the Nimrod Centre in Rowner on Wednesday mornings.
Call 023 9252 0112 (town) or 023 9258 0096 (Rowner). www.gosportcab.org.uk

Money Tips – Save money, manage your budget and find bargains with this popular website where
you can sign up for a free e-newsletter: www.moneysavingexpert.com.

The Samaritans – Emotional support 24 hours a day, 7 days a week. Call 08457 909090 or
email jo@samaritans.org. You can also send a text to 07725 909090 or drop in to the Portsmouth
Branch at 296 London Road, North End (tel: 023 9269 1313)
REGISTER FOR FREE E-NEWSLETTER

Money-saving tips

Join the Gosport Freecyclers
“Freecycle” is a worldwide network of local groups of people who are giving - and getting - stuff for
FREE in their own towns.  As well as keeping perfectly useable stuff out of landfills, it means you can
pick up some amazing things entirely free.
To join the Gosport group (membership is – wait for it – FREE!) visit
http://groups.yahoo.com/group/freecyclegosport

Switch your supplier.
With all the major energy suppliers cutting prices, now is a good time to save on your energy bills by
comparing and switching. You could save up to £350 - price drops have only reduced bills by an
average of £56. To get the most competitive rates - switch to an online plan. See if you can get a
better deal by visiting this comparison website: http://www.uswitch.com/gas-electricity/

How much cash could you make from recycling your old mobiles? Click here to find out if that
old mobile you never use any more is worth anything: http://www.uswitch.valuerecycling.com/

Save up to £200 by shopping around for car insurance. Whether you’re up for renewal or not,
you could be saving right now on your car insurance. Even if there is a penalty to cancel your existing
policy, the saving could be much bigger. Check out this website to see if you could be paying less:
http://www.uswitch.com/car-insurance/

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